 Medical Insurance
Feel better faster.
The purpose of PMI is to cover the cost of medical expenses and to reduce waiting
time for treatment. Generally, cover is available from age 18 and up to age
70 or 75, although some insurers have no upper age limit, with options to cover
the policy holder alone, or together with his/her spouse and any children.
Cover is sometimes available world-wide, and may include the costs of the necessary
repatriation to the UK when medically necessary.
Advantages of Private Medical Insurance:
- Coping with the increased demand and expense is a growing problem for the NHS.
- Beat the waiting lists - nearly seven million people in the
UK have it.
- Sense of security - if you become ill or need an
operation you can get treatment promptly and you can exercise choice. A
private operation is usually performed at your convenience by a surgeon of your
choice and often at a hospital you choose. You have the advantages of
unrestricted visiting hours in a private room with TV, and a choice of food. A
retinue of medical students will not accompany your consultant.
- While you will have to wait up to a year for what is termed a
‘non-urgent’ operation in the NHS, you can have it within a few days if you
have private medical insurance (PMI).
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